If you were smart, you would pay for your vehicle in full rather than finance something and fail to make your payments. >but I can't afford to pay for a car in full!
Then you're poor and/or moronic. Sorry.
the entire industry that gives advice like this is built on concealing the reality that a repossessed item that has had payments made on it is more profitable than one paid back in full.
be wary of any instance where a lender comes out ahead if you go bankrupt, because they're first and foremost seeking to maximize profit. (see also: deposit requirements, collateralized debt, offloading tax/insurance burden of leased items to the lessee, etc.)
>your responsibility
only if we ensure a lender can never experience any risk to lending themselves if we can help it
after all, how capitalist would we be if we let lenders fail? the answer is don't think about it, it's dangerous to lose trust in capitalist institutions - and the trust placed in them currently is proving rather flimsy to scrutiny of late
>not a debtor
do you use a creditcard? do you have a mortgage? are you currently using (or are otherwise in possession of) an asset that is not legally yours?
I have so much random shit in my garage that the repo man trips over it and dies. Too easy. Toss him on top of the pile of IRS agents, future doctors and girl scouts.
>Weld garage door mechanism shut >AP and AT mines all over the front lawn >Claymores all along the driveway >Stack of mosins for use as throwing spears should they still attempt to approach the perimeter >Car wired with explosives as a last ditch measure to prevent the objective falling into enemy hands >Large slingshot with jagged metal to deal with repo-charlie's tires >Large stash of MREs and pervitin so there's no chance for them to slip in undetected when sleeping >Replace insulation with ERA, meaning it'll either stop ordinance, or delete the car if used, both making bombardment and/or breaching impossible >Siphon gas from car so it can't be driven anywhere, pour gas on driveway to act as a literal firewall
If you spent less on guns you wouldn't be poor and wouldn't need to worry about the repo man.
If you were smart, you would pay for your vehicle in full rather than finance something and fail to make your payments.
>but I can't afford to pay for a car in full!
Then you're poor and/or moronic. Sorry.
>pay for your vehicle in full rather than finance
assuming zero interest, value of money going down and your pay going up, finance can make sense
the entire industry that gives advice like this is built on concealing the reality that a repossessed item that has had payments made on it is more profitable than one paid back in full.
be wary of any instance where a lender comes out ahead if you go bankrupt, because they're first and foremost seeking to maximize profit. (see also: deposit requirements, collateralized debt, offloading tax/insurance burden of leased items to the lessee, etc.)
well.. its your responsibility to ask for payment terms you can meet even if you get laid off
>your responsibility
only if we ensure a lender can never experience any risk to lending themselves if we can help it
after all, how capitalist would we be if we let lenders fail? the answer is don't think about it, it's dangerous to lose trust in capitalist institutions - and the trust placed in them currently is proving rather flimsy to scrutiny of late
.. if you don't pay your loans you aren't going to get any new ones either
Pay denbts.
>*angry Greek noises*
Banana peels
Frick ya mudda
Repomen can't enter your property moron.
lol right? i was like, just stick that shit in a garage and voila
Wait til you get seduced by the repowoman.
if the repowoman will trade sex for car, do it
sure they can
>can afford specialized garage fortification
>can't afford car payments
Pay your damn car notes Black person
I'm not a debtor. Get a job.
>not a debtor
do you use a creditcard? do you have a mortgage? are you currently using (or are otherwise in possession of) an asset that is not legally yours?
My mom owns everything, punk.
I own your mom every night
OOOOOOOOOHHHH!!!!
REKT!!!
one thing for sure you all don't own is a gun KYSelves
Cringe
I have so much random shit in my garage that the repo man trips over it and dies. Too easy. Toss him on top of the pile of IRS agents, future doctors and girl scouts.
>ITT we discuss how to nig proof your rental properties from schizo tenants.
ERA.
Are you expecting the repomen to fire AT weapons at your house or something?
Better safe than sorry.
>Weld garage door mechanism shut
>AP and AT mines all over the front lawn
>Claymores all along the driveway
>Stack of mosins for use as throwing spears should they still attempt to approach the perimeter
>Car wired with explosives as a last ditch measure to prevent the objective falling into enemy hands
>Large slingshot with jagged metal to deal with repo-charlie's tires
>Large stash of MREs and pervitin so there's no chance for them to slip in undetected when sleeping
>Replace insulation with ERA, meaning it'll either stop ordinance, or delete the car if used, both making bombardment and/or breaching impossible
>Siphon gas from car so it can't be driven anywhere, pour gas on driveway to act as a literal firewall